How You Collect

With SimplePhoto, you collect your own money from your customers at the time of the sale.
There are 5 payment gateway options for collecting credit cards online with SimplePhoto: Square, Stripe, Paypal, Authorize.net and USAepay.
Click the links below for details and set-up instructions regarding each payment gateway option:

Payment Service Provider Comparison

Different payment gateways are appropriate for different businesses.  The following is an informal list of the benefits and downsides we see for the different payment gateways offered. 

Option 1 - Square 

(only available in the SimplePhoto 2.0 Shopping Cart)

Benefits:

  • Zero setup cost and speedy implementation.
  • Merchant Account not needed to begin collecting funds online.
  • Transactions are completed within the photographer shopping cart.

Downsides:

  • Higher credit card transaction charges in some cases.

Option 2 - Stripe

Benefits:

  • Zero setup cost and speedy implementation.
  • Merchant Account not needed to begin collecting funds online.
  • Transactions are completed within the photographer shopping cart.

Downsides:

  • Higher credit card transaction charges in some cases.

Option 3 - PayPal

Benefits:

  • Zero setup cost and speedy implementation.
  • Merchant Account not needed to begin collecting funds online

Downsides:

  • Your customers will leave your shopping cart at the end of their purchase and be transferred to your PayPal account for payments. This is slightly less streamlined than the Authorize.net, Stripe, or Square options.
  • Higher credit card transaction charges in some cases.

Option 4 -  Authorize.net

Authorize.net is a great way for collecting funds online if you already have a Merchant Account and you have a high order volume.

Benefits:

  • Transactions are completed within the photographer shopping cart.
  • Lower credit card transaction charges in most cases.

Downsides:

  • Photographer must have a merchant account in order to acquire an Authorize.net gateway from their Merchant Bank.
  • Setting up a merchant account can take several days to complete.
  • Setup cost and monthly fee